Deposit Rates as of  March 4, 2010

Savings Rates 

Dividend Rate

APY*

Term

Minimum Opening Balance

Minimum Balance for APY*

Regular Savings

0.240

0.250

N/A

$25.00

$10.00

Youth Savings

0.240

0.250

N/A

$25.00

$25.00

All Purpose Club

0.240

0.250

N/A

$5.00

$10.00

Christmas Club

0.240

0.250

N/A

$5.00

$10.00

Money Market

0.320

0.330

N/A

$500.00

$10.00

IRA Money Market

0.320 0.330  N/A $10.00 $10.00

Premium Money Market $1,000 - $24,999.99

0.490

0.500

N/A

$1000

$1000

Premium Money Market $25,000 - $74,999.99

0.740

0.750

N/A

$1000

$1000

Premium Money Market $75,000 - $99,999.99

0.980

1.000

N/A

$1000

$1000

Premium Money Market $100,000 - $149,999.99

1.230

1.250

N/A

$1000

$1000

Premium Money Market $150,000 + above

1.470

1.500

N/A

$1000

$1000

Cost Less NOW Account 

0.240

0.250

N/A

$25.00

$10.00

NOW Account

0.240

0.250

N/A

$25.00

$10.00

Organization NOW Account

0.240

0.250

N/A

$25.00

$10.00

*APY=Annual Percentage Yield
Rates are subject to change after opening the Variable Rate Accounts. Fees and certain conditions could reduce earnings. Contact a
Credit Union employee for more details. All accounts federally insured by NCUA. Additional insurance is provided by MSIC.

Deposit Rates as of March 4, 2010
Certificate Rates Dividend Rate APY* Term Minimum Opening Balance Minimum Balance for APY*

 3 Month Term Share 

0.980

1.000

3

$500.00

$500.00

 6 Month Term Share 

1.470

1.500

6

$500.00

$500.00

7 Month Term Share Special *** 1.610 1.650 7  $500.00

$500.00

12 Month Term Share 

1.370

1.400

12

$500.00

$500.00

18 Month Term Share

1.570

1.600

 18

$500.00

$500.00

24 - 47 Flex Month Term Share 

1.950

2.000

24/47

$500.00

$500.00

36 & 42 Month Term Share  2.440

2.500

36

$500.00

$500.00

48 - 72 Flex Month Term Share 

2.680

2.750

48/72

$500.00

$500.00

72 - 96 Month Term Share 

2.920

3.000

72/96

$500.00

$500.00

12 Month Term Share IRA

1.370

1.400

12

$250.00

$250.00

18 Month Term Share IRA

1.570

1.600

18

$250.00

$250.00

24 - 47 Month Term Share/IRA

1.950

2.000

24/47

$250.00

$250.00

42 Month Term Share/IRA

2.440

2.500

42 $250.00  $250.00

48 - 72 Month Term Share/IRA

2.680

2.750

48/72

$250.00

$250.00

72-96 Month Term Share/IRA

2.920

3.000

72/96

$250.00

$250.00

* APY-Annual Percentage Yield. The Dividend Rate is paid on the entire balance in your account.                                            ** Minimum To Open $1000. Minimum To Earn APY  $1000.                                                                                                                                                                                       *** 7 Month Term Share Rolls Into A 6 Month Term Share At Maturity.
Penalty for early withdrawal on Term Share Accounts. Rates are subject to change after opening for Variable Rate Accounts. Fees and certain conditions could reduce earnings. Contact a Credit Union employee for more details. All accounts federally insured by NCUA. Additional insurance is provided by MSIC.