Deposit Rates as of  June 3, 2010

Savings Rates 

Dividend Rate

APY*

Term

Minimum Opening Balance

Minimum Balance for APY*

Regular Savings

0.240

0.250

N/A

$25.00

$10.00

Youth Savings

0.240

0.250

N/A

$25.00

$25.00

Christmas Club

0.240

0.250

N/A

$5.00

$10.00

Money Market

0.320

0.330

N/A

$500.00

$10.00

IRA Money Market

0.320 0.330  N/A $10.00 $10.00

Premium Money Market $1,000 - $24,999.99

0.490

0.500

N/A

$1000

$1000

Premium Money Market $25,000 - $74,999.99

0.630

0.650

N/A

$1000

$1000

Premium Money Market $75,000 - $99,999.99

0.830

0.850

N/A

$1000

$1000

Premium Money Market $100,000 - $149,999.99

0.930

0.950

N/A

$1000

$1000

Premium Money Market $150,000 + above

1.080

1.100

N/A

$1000

$1000

Cost Less NOW Account 

0.240

0.250

N/A

$25.00

$10.00

NOW Account

0.240

0.250

N/A

$25.00

$10.00

Organization NOW Account

0.240

0.250

N/A

$25.00

$10.00

*APY=Annual Percentage Yield
Rates are subject to change after opening the Variable Rate Accounts. Fees and certain conditions could reduce earnings. Contact a
Credit Union employee for more details. All accounts federally insured by NCUA. Additional insurance is provided by MSIC.

Deposit Rates as of June 3, 2010
Certificate Rates Dividend Rate APY* Term Minimum Opening Balance Minimum Balance for APY*

 3 Month Term Share 

0.390

0.400

3

$500.00

$500.00

 6 Month Term Share 

0.630

0.650

6

$500.00

$500.00

12 Month Term Share 

0.980

1.000

12

$500.00

$500.00

18 Month Term Share

1.080

1.100

 18

$500.00

$500.00

24 - 47 Flex Month Term Share 

1.270

1.300

24/47

$500.00

$500.00

36 & 42 Month Term Share  1.760

1.800

36

$500.00

$500.00

48 - 72 Flex Month Term Share 

2.190

2.250

48/72

$500.00

$500.00

72 - 96 Month Term Share 

2.440

2.500

72/96

$500.00

$500.00

12 Month Term Share IRA

0.980

1.000

12

$250.00

$250.00

18 Month Term Share IRA

1.080

1.100

18

$250.00

$250.00

24 - 47 Month Term Share/IRA

1.270

1.300

24/47

$250.00

$250.00

42 Month Term Share/IRA

1.760

1.800

42 $250.00  $250.00

48 - 72 Month Term Share/IRA

2.190

2.250

48/72

$250.00

$250.00

72-96 Month Term Share/IRA

2.440

2.500

72/96

$250.00

$250.00

* APY-Annual Percentage Yield. The Dividend Rate is paid on the entire balance in your account.

Penalty for early withdrawal on Term Share Accounts. Rates are subject to change after opening for Variable Rate Accounts. Fees and certain conditions could reduce earnings. Contact a Credit Union employee for more details. All accounts federally insured by NCUA. Additional insurance is provided by MSIC.