NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, us and our when used in this notice applies to the Polish National Credit Union. This is our member privacy notice. The words "you" and "your" apply to the following types of consumer members who have a continuing relationship with us such as: deposit accounts, loan accounts, self-directed IRA accounts where we act as the trustee or custodian, and safe deposit boxes.

We will inform you of the sources of nonpublic personal information we collect on our members. We will also tell you what security measures we take in order to keep this information safe and secure. The following are definitions of the terms used in this notice.

Nonpublic personal information is information about you is collected by us for providing you a financial product or service. It does not include information which is available from the public sources such as government records or phone directories.

 An affiliate is a company that we own control.

A nonaffiliated third party is a company, which is not an affiliate of the credit union.

INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

  • information received from you on applications or forms
  • information about your transactions with us
  • information about your transaction with nonaffiliated third parties
  • information from a consumer reporting agency.

INFORMATION THAT WE DISCLOSE ABOUT YOU

We DO NOT disclose any nonpublic personal information about you to anyone unless it is permitted by law.

THE SECURITY, INTEGRITY AND CONFIDENTIALITY OF YOUR NONPUBLIC PERSONAL INFORMATION

Access to your nonpublic personal information is restricted to employees who require that information is secured by internal, procedural, physical and electronic methods which comply with federal regulations.

NONPUBLIC PERSONAL INFORMATION AND FORMER MEMBERS

We do not disclose nonpublic personal information about former members unless permitted by law.