Scam Alert #1

Warnings of new WESTERN UNION email scams:

Emails are spreading with a new tactic in mind. They are offering and option to establish a payment to your account through Western Union at $10,000 increments reaching as much as $100,000. This is not real. Just another way for you to offer your account information for the perpetrators to "deposit" money into your account. They are supplying your email as a way of verification and they are also looking for your address. Do not give out any of this information. This is a SCAM! 

Scam Alert #2

IRS warns of new e-mail and telephone scams:

The IRS has warned of several new e-mail and telephone scams targeting consumers. Some of the new tactics being used includes being warned that the consumer is being audited, are eligible for a refund or have not cashed a check the IRS has issued to them. Do not fall victim to these scams!

   Click here to report being a victim of this scam          Click here to learn how to avoid "smishing"

Scam Alert #3

PNCU issues warning for fraud e-mail and text:

Fraudulent e-mails and text messages have been sent to an unknown number of members and non-members informing them that their accounts have been suspended until they contact the financial institution.

If an individual responded to the email/text, they were directed to a fake online banking site or toll free number where they were to submit their account, credit card, and/or PIN causing the member to fall victim to yet another scam.

There is also a text message informing the recipient that their accounts are suspended pending investigation of fraud. The same as in Scam #1, leaving a number to call. This number goes no where but makes record of phone number calling.

  PNCU has taken steps to shut down any online websites these emails may link to. Please delete and block any texts you receive.

Scam Alert #4

Paycheck up front for job scam:

A new twist on an old scam, several reports have been made regarding bad "pay checks." Individuals doing job searches are falling victim to this new scam. Potential employers are sending employees a paycheck to place in their accounts and the employee must return a specific portion back to the employer with the remaining to be their "pay." When the check is returned to the financial institution as fraud the individual is now out a large amount of money.

If you are unsure of any item you are depositing to your account, QUESTION IT! Ask any one of our employees, they will be happy to do a little research to help you avoid any embarrassment or monetary loss to your account. We at Polish National are here for you.

   Click here to report being a victim of this scam

Scam Alert #5

Combo scam alert:

Do you know the old saying, "If it sounds too good to be true, it probably is?" Well this scam is exactly that! Recipients are receiving letters that emphatically explain they are the winners of a "special" lottery or grant. These letters or e-mails are asking for the recipient to respond via e-mail or phone with their name, phone (mobile), age, address, and country. This is again a way for them to gather your information.

The second half of this scam is they send you a security check for you to deposit and ask you to send a specific portion back to hold your grant, remaining balance to be recipient's portion. Check is usually a very large dollar amount with very small portion to be sent back. When financial institution receives check back as fraud the recipient is now responsible for the entire amount.

Do not deposit any checks into your account unless you know the maker well. If you question the item in any way, ASK US!

   Click here to report being a victim of this scam

Security Tips

Keep your Personal Information Safe:

  • Avoid - Make it harder for thieves and scammers to steal your identity. Shred documents with personal information. Never give out your Social Security Number and other personal information unless you know whom you are dealing with. 
  • Watch - Monitor your credit report, billing and account statements on a regular basis. Look for anything unusual. Question it!    
  • Protect - If you have been victimized, let your account holders know to place an alert on your account. Close any accounts and/or cards that may have been compromised. Report it to the police!

An interesting point about fraud is that it is a crime in which you decide on whether to participate. Hanging up the phone or not responding to shady mailings or emails makes it difficult for the scammer to commit fraud. But con artists are very persuasive, using all types of excuses, explanations, and offers to lead you — and your money — away from common sense.

Lost or Stolen Cards

Lost or Stolen MasterMoney™ Debit Cards:

If you think that your card and/or code has been lost or stolen, call toll free 1-866-592-7628 during our normal business hours.

After hours call toll free 1-800-264-5578. This number is also available  24 hours a day, seven days a week