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 TermDividend RateAPY*
Term Share15 months13.00%3.09%
15 months22.00%2.05%
30 months1.76%1.80%

1 Annual Percentage Yield (APY), effective November 18, 2022. The Dividend Rate is paid on the entire balance in your account. Rate is subject to change without prior notice. Fees could reduce earnings. The minimum balance to open a Term Share account is $25,000. The minimum balance to earn the stated APY for a Term Share account is $25,000. You must have a Perks Checking Account to earn the 3.09% APY. Not eligible for IRAs. Available for individuals only. Maximum deposit or balance per account for this special is $250,000. A penalty may be imposed for early withdrawal. New money only. Other restrictions may apply. Compounds daily. Contact a member service representative for additional information about applicable fees and terms. Offer can be rescinded at any time. Membership required.

2 Annual Percentage Yield (APY), effective November 18, 2022. The Dividend Rate is paid on the entire balance in your account. Rate is subject to change without prior notice. Fees could reduce earnings. The minimum balance to open a Term Share account is $25,000. The minimum balance to earn the stated APY for a Term Share account is $25,000. A Perks Checking Account is not needed to earn the 2.05% APY. Not eligible for IRAs. Available for individuals only. Maximum deposit or balance per account for this special is $250,000. A penalty may be imposed for early withdrawal. New money only. Other restrictions may apply. Compounds daily. Contact a member service representative for additional information about applicable fees and terms. Offer can be rescinded at any time. Membership required.

Membership is attained by opening a deposit account and is open to individuals who live, work, worship or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact a mortgage loan originator for more information.

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