View Additional Rates

 TermDividend RateAPY*
Term Share3 months0.05%0.05%
6 months0.10%0.10%
12 months0.10%0.10%
18 months0.15%0.15%
24 months0.20%0.20%
30 months1.76%1.80%
36 months0.20%0.21%
48 months0.25%0.26%
60 months0.35%0.36%

*Annual Percentage Yield (APY), effective September 27, 2022. The Dividend Rate is paid on the entire balance in your account. Rate is subject to change without prior notice. Fees could reduce earnings. The minimum balance to open a Term Share account is $500.00. The minimum balance to earn the stated APY for a Term Share account is $500.00. Not eligible for IRAs. Available for individuals only. Maximum deposit or balance per account is $250,000.00. A penalty may be imposed for early withdrawal. Other restrictions may apply. Compounds daily. Contact a member service representative for additional information about applicable fees and terms. Offer can be rescinded at any time.


Membership is attained by opening a deposit account and is open to individuals who live, work, worship or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact a mortgage loan originator for more information.

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For more information about accounts and services, find a branch nearest youuse our Contact Form, or call us at (413) 592-9495.