At PNCU, you’ll find competitive rates, attractive terms, excellent personal service, and a variety of fixed and flexible mortgage programs. Whether you are buying your first home, building your dream home, or refinancing the home you’re in – we have the mortgage that’s right for you.

Meet Our Lending Experts

Pamela Patenaude

Mortgage Originator


413-592-9495 Ext. 1143

Cynthia Houle

Mortgage Originator

NMLS# 691034

413-568-9973 Ext. 1400




Fixed Rate Mortgages

The traditional and most popular form of home loan for owner-occupied homes, a Fixed Rate Mortgage allows you to lock in a rate for the life of the loan.

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Adjustable Rate Mortgages

For home buyers who want to a little extra borrowing power, or to save money during the early years of the loan, an Adjustable Rate Mortgage may be the right vehicle. Also a good choice for buyers planning to move or refinance in a few years.

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Land Loans

If your purchasing land to build a primary residence or second home, our Land Loan may help you finance the land purchase.

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