At PNCU, you’ll find competitive rates, attractive terms, excellent personal service, and a variety of fixed and flexible mortgage programs. Whether you are buying your first home, next home or refinancing the home you’re in – we have the mortgage that’s right for you.

For Mortgage Rates, click here.

Apply Online! 

Fixed Rate Mortgages

The traditional and most popular form of home loan for owner-occupied homes, a Fixed Rate Mortgage allows you to lock in a rate for the life of the loan.

Fixed Rate Jumbo Mortgages

Thinking about purchasing or refinancing a larger or more expensive home? We've got the program for you AND with $1,500 closing cost credit. Learn more.

Adjustable Rate Mortgages

For homebuyers who want a little extra borrowing power, or to save money during the early years of the loan, an Adjustable Rate Mortgage may be the right vehicle. This is also a good choice for buyers planning to move or refinance in a few years.

First Time Home Buyer Mortgages

Buying your first home can be stressful. We have the tools and resources to help every step of the way. Whether you're interested in an Adjustable Rate or Conventional Mortgage, we've got the program for you. Plus, PNCU will pay the appraisal fee up to $485.

MassHousing Mortgages

The MassHousing Mortgages offer competitive interest rates with low down payment options. This affordable loan from the state’s affordable housing bank is just right for first time homebuyers as well as those looking to move up or refinance. With its flexible underwriting and fixed rate financing, it’s the perfect mortgage loan for low and moderate income households*.

Polish National Mortgage Loan Originators NMLS Registry Information

For Mortgage Rates, click here.

Contact Us For More Info

*Subject to credit approval. Other restrictions may apply. Applicants are subject to complete underwriting based on program guidelines, not all applicants will qualify.