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Fee Schedule

Fees & Charges   Effective   April 15, 2015
General
Money Order $ 3.00
Treasurers Check $ 5.00
Copy of 1099 & 1098 $ 5.00
Faxes/Copies Local $ 1.00 
Faxes/Copies Non-Local $ 2.00
Instant Statement $ 2.00 per copy
Return Mail Fee $ 5.00 per statement
Abandoned Property Fee $ 30.00
Tax Levy Fee $ 30.00 per levy
Lost Passbook Fee $ 10.00
IRA Funds Transfer $ 20.00
Foreign Check Fee $ 10.00
Research Fee $ 30.00 per hour
Inactivity Fee
     monthly charge after 365 days of account 
     inactivity
$ 5.00
Notary Public Services for Non-Members $ 1.50
PNCU-Online Banking and Bill Payment** No Charge
OUTGOING WIRE TRANSFER
Wire Transfer Fee (domestic) $ 20.00
Wire Transfer Fee (foreign) $ 45.00
INCOMING WIRE TRANSFER
Wire Transfer Fee (domestic) $ 10.00
Wire Transfer Fee (foreign) $ 10.00
MONEY MARKET ACCOUNTS
Money Market Passbook/Statement Savings
         monthly service charge if minimum daily
         balance of $1000 is not met
$ 5.00
Premium Money Market Statement Savings
         monthly service charge if minimum daily
         balance of $1000 is not met
$ 5.00

Reg. D - Excess Debit Fee
        when the number of transactions allowed
        by Federal Regulations exceeds certain
        limits in a monthly cycle you will be
        charged a fee (in excess of 6 per month).

$ 10.00
OVERDRAFT, CHECKS & CHECKING ACCOUNTS
Insufficient Funds Charge $ 30.00
Insufficient Funds ACH Debit $ 30.00
Insufficient Funds Debit Card Purchase $ 30.00
Uncollected Funds Charge $ 30.00
Returned Check Charge $ 5.00
Stop Payment $ 30.00
Check Photo Copy $ 4.00
Overdraft Protection Deposit Fee $ 5.00 per transfer
NOW Account Monthly Service Charge* $ 5.00
ATM and MASTERCARD CHECK CARDS
ATM/Debit Card Replacement Fee $ 20.00
Currency Conversion Fee** $ 0.20%
Cross Border Transaction Fee** $ 1.80%
EARLY CLOSING PENALTIES
Club Account Early Withdrawal Fee
        for each withdrawal before end of
        club year
$ 10.00
Early Account Closeout Fee
        for accounts closed before180 days
$ 25.00
Term Share Account Closeout Fee
        maturity date of one year or less
        maturity date of more than one year

will impose 90 days of interest
will impose 180 days of interest

SAFE DEPOSIT BOXES
Boxes available in Chicopee's Main Office, Wilbraham Office & Granby Office
Sizes will vary by branch, please call for availability.
Safe Deposit Box Late Payment Fee
         (Payments more than 30 days late)
$ 5.00
Lost Safe Deposit Key Replacement $ 25.00
Safe Deposit Size Yearly Fee
   2x5 $ 30.00
   3x5 $ 35.00
   5x5 $ 45.00
   3x10 $ 55.00
   5x10 $ 65.00
   7x10 $ 100.00
   10x10 $ 125.00

 

*Monthly service charges do not apply to our Cost Less NOW Account product.
**ATM/Debit Card Currency Conversion Fees only apply to purchases made in non-U.S. currency. ATM/Debit Card Cross Border Transaction Fees only apply to purchases made in which the country of the merchant is different from the country of the cardholder.