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Services

Polish National Credit Union offers a wide range of services to our members, which are provided in person, electronically and via the Internet. We offer fully automated electronic services, i.e. Direct Deposit, free 24/7 Telephone Banking and free 24/7 PC Home Banking and Bill Payment. We offer free Notary services to our members.

Polish National Credit Unions online services are available to our members 24 hours a day, 7 days a week and can be accessed from any Internet access location. Our members may order checks, pay bills, transfer funds, apply for a loan, or balance their checkbook at a time and place that is convenient for them.

Electronic

Polish National Credit Union offers state of the art electronic banking services.

PNCU-ONLINE

  • PNCU-ONLINE is available 24/7 to pay bills, check balances and transfer funds from your home computer or anywhere that you have access to the internet. Logon to PNCU-ONLINE and click on Account Services.
  • Mobile Access allows members to pay bills, check balances and transfer funds using a Blackberry or other internet capable celluar phone.
  • Both services are available free to our members.

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Credit Cards

At The Polish National Credit Union, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.

Learn More or Apply Now  Credit Card Account Access

MasterMoney Debit Cards

  • MasterCardUse our free MasterMoney® Debit Card for purchasing goods and services at any merchant who displays the Mastercard, Cirrus or Plus logos.
  • Use our MasterMoney® Debit Card to obtain cash at any of our offices and at any non-proprietary ATM which displays the SUM logo with no surcharge. 
  • You may also obtain cash at any ATM which display the same logos.*
  • Shop securely at online merchants using our free Mastercard®SecureCodeTM

MasterCard SecureCode

CHANGE NOTICE REGARDING RECEIPTS FOR SMALL DOLLAR TRANSACTIONS
Terminal Transfers - You can get a receipt at the time you make a transfer to or from your account using an ATM or Point-of-Sale Terminal. However, you may not get a receipt if the amount of the transfer is $25.00 or less.

ATM/Debit Card

  • Our ATM/Debit Card may be used at no charge at all of our offices.
  • You will not pay surcharges at any non-proprietary ATM which displays the SUM logo.*
* Fees may be charged to you by the owner/operator of any ATM not displaying the SUM logo or Polish National Credit Union logo, at the time of your transaction.
 

24/7 Telephone Banking

  • Our 24 Hour Account Manager is a free service available on a 24/7 basis. Simply dial our toll free number 888-592-PNCU(7628) and follow the menu prompts.
  • Our members can check balances, transfer funds, make loan payments, review checks paid and also review recent ATM deposits and withdrawals.

Wire Transfers

  • Polish National Credit Union offers wire transfer services on both a Domestic and International level. Signature verifications are required.
  • Our fees are $20 for Domestic Wires and $45 for International Wires.

Branch

Polish National Credit Union has offices located in Chicopee, Chicopee Falls, Granby, Westfield, Southampton, Hampden, Wilbraham and Springfield Massachusetts.

  • Free Notary Public services for members are available at all offices.
  • Money Orders are provided to our members at a nominal fee of $2.00 each at all branch locations.
  • Treasurers Checks are provided to our members for only $3.00 each when withdrawing funds from a Polish National Credit Union account. They are available at all branch locations.
  • Safe Deposit Box Rentals are available in our Chicopee Falls, Granby and Wilbraham  offices.
Safe Deposit Box Rentals
Box Size Annual Rental
2" x 5" $25
3" x 5" $30
5" x 5" $35
3" x 10" $40
5" x 10" $50
7" x 10" $60
10" x 10" $75