Special Offer

Eligibility Requirements:
To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by making a $25.00 deposit into a savings account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut.
1. Individuals are eligible for up to a $100 bonus under the following conditions: (a) Individuals must open a PNCU Perks Checking in which PNCU will credit $25 at account opening. A Statement Savings Account or Money Marketing Savings Account must also be opened in which PNCU will credit $25 at account opening. (b) An additional $50 will be credited to the Member’s PNCU Perks Checking Account within 30 days of receipt of payroll Direct Deposit. Offer limited to one per depositor and/or account. Current Members are ineligible to receive this offer. Any amounts credited per this offer will be deducted from the accounts closed within 12 months of account opening date. All new accounts are verified through E-Funds. Some or all of the amounts credited by PNCU may be considered earned interest. Limited time offer and may be changed or withdrawn at any time without notice. Offer can be rescinded at any time. 2. A service fee of $5.00 will be charged each month if you require paper statements. 3.Your wireless carrier may assess fees for data, text messaging, or web services. Please consult your wireless plan provider for details. Visit Personal/PNCU-Perks-Checking for full details and disclosures. 4. Surcharge Fees imposed to this account by any other ATM owner within the U.S. will be refunded up to a maximum amount of $10.00 per statement cycle. Surcharge Rebate Perks for qualified transactions will be credited to the account on the last day of the statement cycle. 5. Annual Percentage Yield (APY), effective 12/29/17. The minimum balance to open a Term Share account is $500.00. The minimum balance to earn the stated APY for a Term Share account is $500.00. The minimum balance to open a Term Share IRA is $250.00. The minimum balance to earn the stated APY on a Term Share IRA is $250.00. Maximum deposit or balance per account for this special is $250,000.00. New money only. A penalty may be imposed for early withdrawal. Compounds monthly. Fees could reduce earnings. Contact a credit union representative for additional information about applicable fees and terms. Offer can be rescinded at any time.

Apply Now

Applying online is as easy as 1-2-3. You can apply in as little as 20 minutes.

  • Apply now and complete the application.
  • When you have completed the application, click submit and your information will be reviewed.

Send us a message
Are you currently a member of Polish National Credit Union?:

Tell us what kind of loan you are looking for:
  • Are you buying or refinancing?
  • About how much do you want to borrow?
  • Which city or town?
  • Is the property a house? A condo? Something else?

For your financial security, please do not include account numbers, social security numbers or other private information in your message.

Email messages sent to Polish National Credit Union are NOT secure.
A Polish National Credit Union Loan Originator will follow up to answer your questions.


Call at your convenience

Our goal is to provide the highest level of service at competitive rates. Call us at 866.592.7628 with any questions or for more information.

Check out our other deposit rates here.