Special Offer

Annual Percentage Rate (APR) effective as of September 1, 2017.  APR quoted above is based on a $100,000 loan with 20% down payment/ equity. The 3.50% interest rate requires 360 monthly payments of $4.49 per $1,000 borrowed. Payment amount does not include real estate taxes or insurance. If included, the actual payment obligation will be greater. Minimum credit score required is 680. Maximum Loan-To-Value is 95% and maximum Debt-To-Income ratio is 43%. Property insurance and Flood insurance (if applicable) are required. Private Mortgage Insurance (PMI) is required if your down payment/equity is less than 20%. The APR reflects a first lien position on a 1-4 family, owner-occupied residence up to $424,100. This offer is limited to new purchase or new money refinance only. Refinance of exisiting PNCU mortgages are not eligible. Applications must be received on or after September 1, 2017 through October 31, 2017. This offer is limited and may be discontinued without prior notice. You must become a member of PNCU if you are granted a loan, and remain a member for the life of the loan. Membership is attained by making a $25.00 deposit into a savings account and is open to individuals who live, work, or attend school in Hampden, Hampshire, Berkshire and Franklin counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut.

Apply Now

Applying online is as easy as 1-2-3. You can apply in as little as 20 minutes.

  • Apply now and complete the application.
  • When you have completed the application, click submit and your information will be reviewed.

Send us a message
Are you currently a member of Polish National Credit Union?:

Tell us what kind of loan you are looking for:
  • Are you buying or refinancing?
  • About how much do you want to borrow?
  • Which city or town?
  • Is the property a house? A condo? Something else?

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A Polish National Credit Union Loan Originator will follow up to answer your questions.


Call at your convenience

Our goal is to provide the highest level of service at competitive rates. Our Loan Originators are only a phone call away if you need assistance. Contact us at  800-592-7628.

Check out our other loan products here.