Fee Schedule

GENERAL
Money Order$3.00
Treasurers Check$5.00
Copy of 1099 & 1098$5.00
Faxes/Copies Local$ 1.00
Faxes/Copies Non-Local$2.00
Statement Print Service Charge (per Copy)$5.00
Return Mail Fee (per statement)$ 5.00
Escheatment Fee$50.00
Tax Levy Fee (per levy)$40.00
Lost Passbook Fee$20.00
IRA Funds Transfer$25.00
Foreign Check Fee (Payable in U.S. $)$50.00
Foreign Check Fee (Payable in Non-U.S. $)$30.00
Research Fee (per hour)$ 30.00
Inactivity Fee – monthly charge after 365 days of account inactivity$5.00
Notary Public Services for Non-Members$1.50
Backup Withholding Fee$10.00
PNCU-Online Banking and Bill Payment**No Charge
OUTGOING WIRE TRANSFER
Wire Transfer Fee (domestic)$25.00
Wire Transfer Fee (foreign)$45.00
INCOMING WIRE TRANSFER
Wire Transfer Fee (domestic)$10.00
Wire Transfer Fee (foreign)$15.00
MONEY MARKET ACCOUNTS
Money Market Passbook/Statement Savings - Savings monthly service charge if minimum daily balance of $1000 is not met$5.00
Premium Money Market Statement Savings - Savings monthly service charge if minimum daily balance of $1000 is not met$5.00
Reg. D - Excess Debit Fee$10.00
When the number of transactions allowed by Federal Regulations exceeds certain limits in a monthly cycle you will be charged a fee (in excess of 6 per month).
OVERDRAFT, CHECKS & CHECKING ACCOUNTS
Insufficient Funds Charge$30.00
Insufficient Funds ACH Debit$30.00
Insufficient Funds Debit Card Purchase$30.00
Uncollected Funds Charge$30.00
Returned Check Charge$5.71
Stop Payment (ACH/ Check/ Bill Pay)$30.00
Check Photo Copy$5.00
Overdraft Protection Deposit Fee (per Transfer)$ 5.00
Perks Checking (Monthly service charge if paper statements are required).$5.00
ATM and MASTERCARD CHECK CARDS
ATM/Debit Card Replacement Fee$20.00
Currency Conversion Fee**$ 0.20%
Cross Border Transaction Fee**$ 1.80%
EARLY CLOSING PENALTIES
Club Account Early Withdrawal Fee for each withdrawal before end of club year$10.00
Early Account Closeout Fee for accounts closed before180 days$25.00
Term Share Account Closeout Fee
* maturity date of one year or lesswill impose 90 days of interest
* maturity date of more than one yearwill impose 180 days of interest
SAFE DEPOSIT BOXES
Boxes available in Chicopee's Main Office, Wilbraham Office & Granby Office. Sizes will vary by branch, please call for availability.
Safe Deposit Box Late Payment Fee (Payments more than 30 days late)$10.00
Lost Safe Deposit Key Replacement$25.00
Safe Deposit Box Drilling Fee$150.00
Safe Deposit SizeYearly Fee
* 2x5$40.00
* 3x5$45.00
* 5x5$55.00
* 3x10$65.00
* 5x10$75.00
* 7x10$110.00
* 10x10$135.00
Effective August 20, 2018

*Monthly service charges do not apply to our Cost Less NOW Account product.
**ATM/Debit Card Currency Conversion Fees only apply to purchases made in non-U.S. currency. ATM/Debit Card Cross Border Transaction Fees only apply to purchases made in which the country of the merchant is different from the country of the cardholder.

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