Credit Builder Loan

TermInterest RateAPRMonthly Payment
Credit Builder Loan12 Months2.250%2.250%$42.18
*Annual Percentage Rate (APR), effective January 13, 2026. Loan amount is $500 and loan term is 12 months. Automatic payments from a PNCU account must be set up at closing and maintained for the life of the loan. Satisfactory proof of income to support repayment is required. Other underwriting guidelines or restrictions may apply. Ask us for details.

Membership is required.
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For more information about accounts and services, visit a credit union branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495.

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