Let us help you connect with your accounts and manage your money with a range of services.
Connect with your money, 24 hours a day, 7 days a week, using your computer, smartphone device or any other device with Internet access. With Online Banking you can:
Not registered for online banking? No worries. Registration is easy and can be done right here.
The power to manage your money is in the palm of your hands. Download the PNCU Mobile App to your smartphone device and experience the convenience of banking anytime, anywhere…. check balances, transfer funds, pay bills and more!
Plus, deposit checks easily and securely with Mobile Deposit. Deposit checks into your Polish National Credit Union checking or savings account 24/7 without having to leave the comfort of your home or business.
Simply tap, snap and deposit!
Enjoy a secure and convenient way to make purchases worldwide – at millions of merchants that display the Mastercard,® Cirrus®, or Plus® logos. With a Mastermoney Debit Card, you can enjoy great benefits including:
The following services are provided at our branch locations:
Overdraft Protection is a courtesy program that pays items presented to a member’s account when sufficient funds are not present to cover the amount of the withdrawal. Have peace of mind knowing your card will not be declined.
24/7 Telephone Banking
Dial our toll-free number 888-592-PNCU(7628) and follow the menu prompts to check balances, transfer funds, make loan payments, review checks paid and also review recent ATM deposits and withdrawals.*
Polish National Credit Union offers wire transfer services on both a Domestic and International level. Signature verifications are required.
Aren’t you curious to see what you might get for all those coins you have lying around? Coin counting is available and free to members at the following branches:
46 Main Street, Chicopee, MA 01020
2002 Boston Road, Wilbraham, MA 01095
32 College Highway, Southampton, MA 01073
There is a 5% charge for non-members.
Whether your wallet needs a break from holiday shopping or you need extra funds for summer vacation, PNCU allows you to skip a payment on your consumer loan account for a small fee*.
PopMoney is an innovative payment service that eliminates the hassle of checks and cash. Simply, send money by logging into your existing online banking account through a web browser or the PNCU Mobile App, provide an email address, mobile number or bank account information of an intended recipient and hit “send payment.” You will be notified when the transaction is completed.
Your contact will receive an email with instructions on how to direct the payment to his or her bank account.
A text message will be sent to the recipient on your behalf with instructions on how to direct the payment into his or her bank account. If the recipient does not respond to the payment notification after 3 days, a reminder text message will be sent on your behalf to the recipient reminding them to act on the payment notification. If the recipient does not respond after 10 days, the payment will be returned.
Bank Account Information (routing and account number):
The money will be directly deposited into your contact’s bank account. You will also have the option to send the contact an email.
No. Your bank account information will not be shared with the recipient. The recipient will see your first name, last name and the message you wrote for the payment; if you send the payment to your contact’s email address, the recipient will also see your email address. Similarly, you won’t be able to see your sender’s bank information.
If you are sending a payment to someone who has provided their bank account information or has previously used PopMoney® with Automatic Deposit, they will receive the money within 3 business days.
If you are sending a payment via email or mobile number and the recipient has not used PopMoney® with Automatic Deposit, the recipient must provide their bank account information. Once provided, the payment will be sent to the recipients bank account within 3 business days.
Yes. For your protection, limits have been created on how much money and how many payments can be sent during various time periods. Click on the icon next the “Amounts” field to view your available limits.
At PNCU, we think sending your money should be free. So, we’ve waived the fee for all members.
Yes. You may cancel a payment anytime before or on the send date. Your contact will be notified if you cancel a payment after a payment notification has been sent.
Similarly, you can edit a payment anytime before or on the send date.
There are two ways to add a contact:
If you are expecting a payment and you do not see it in your “Incoming Payments,” this is most likely because you have not added the email address or mobile number to which the payment was sent. Have you added this email address or mobile number? If not, go to “Preferences” to add and verify your information. Once you are done, you will be able to see the payment immediately.
Automatic Deposit is the easiest and fastest way to receive money. It allows you to designate one account into which payments will be automatically deposited. Once turned on, there is nothing more for you to do- you will be notified of incoming payments via email or text message. You can turn Automatic Deposit on or off through “Preferences.”