Savings Accounts
Whether you’re saving for a home, retirement, college or all of the above, we have the right Savings Account for you. Choose from a variety of interest-bearing accounts today and let your money start working for you.
Perks Savings
- Attractive tier-based interest rates
- Free eStatements, online banking, mobile banking and bill pay
- Free mobile deposit capture
- Must have a Perks Checking Account to be eligible for a Perks Savings Account
- Get direct deposit up to 2 days early*
*Early access to funds is not guaranteed
Statement Savings
Keep your money safe and accessible with our statement savings accounts. You’ll get a competitive rate, the assurance of deposit insurance protection, and convenient access to your money when you need it. Plus, with direct deposit you can get access to your funds up to two days early.*
You can even link your account to your debit or ATM card to make cash withdrawals at ATMs around the world.
*Early access to funds may not be guaranteed.
High Yield Savings
- Attractive high yield interest rate*
- Free eStatements, online banking, mobile banking and bill pay
- Free mobile deposit capture
- The minimum balance to open the account and to earn the advertised rate is $10,000
- Get direct deposit up to two days early**
**Early access to fund may not be guaranteed.
Money Market Accounts
Give your savings a boost without sacrificing liquidity or security. Our Money Market Accounts come with competitive tiered interest rates that increase with your balances. Choose from our standard Money Market or Individual Retirement Account (IRA) option if you’re saving for retirement.
Term Shares
Looking for a higher return without the risk? PNCU offers Term Share Certificates to help you lock in competitive rates for guaranteed terms – from 3 to 60 months. All our Term Share Certificates come with an added benefit – the assurance of deposit insurance protection – making them a smart way to save for long-term goals. You can even use a Term Share Certificate in your IRA Savings.
Our Term Share Certificates offer:
- Competitive fixed rates
- Insurance protection
- Convenient online access
Relationships Built to Last
For more information about accounts and services, visit a credit union branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495.