0% Interest Financing Mass Save® HEAT Loans!

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Through our partnership with the Mass Save® program, we are pleased to offer 0% interest financing up to $25,000 for qualifying energy-efficient home upgrades. This program helps Western Massachusetts homeowners lower their energy bills, increase comfort, and make sustainable improvements more affordable. 

Not sure where to start?

Call Mass Save® at 866-527-7283 to determine if a Home Energy Assessment is needed for your specific project and to confirm eligibility.

CategoryExamplesNotes
WeatherizationInsulation, air sealingHEA required
Pre-weatherizationKnob & tube wiring, vermiculite, etc.HEA required
WindowsENERGY STAR certified replacement windowsHEA required; must be in conjuction with weatherization recommendations
Heat PumpsWhole home or partial home heat pump projectsHEA required (especially for bonus incentives)
Heat Pump Water HeatersQualifying unitsHEA not always required
Residential BatteriesEnrolled in Connected Solutions programHEA not always required

How can this help you?

HEAT Loans help lower your energy costs, increase home efficiency and improves comfort!

Energy Saving Tips

10 ways to save energy in your home

Rebates & Incentives

Find out what's covered

Apply Online

Relationships Built to Last

For more information about accounts and services, visit a credit union branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495.

*Customers must meet program eligibility requirements to participate. Eligibility for the HEAT Loan Program is based on completing a Home Energy Assessment. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit MassSave.com/HEATLoan or call 1-866-527-SAVE (7283) for details and to learn more about the program. Loan amounts of $500 to $2,000 have a maximum term of 24 months. Loan amounts of $2,001 to $25,000 have a maximum term of 84 months. Payment examples: a $2,000 loan for 24 months has monthly payments of $83.33 and a $25,000 loan for 84 months has monthly payments of $297.62, 0% APR, no prepayment penalty and no closing fees. All loan applications are subject to credit union underwriting guidelines and property approval. Consult a tax advisor concerning deductibility of interest.
Membership is required. Please contact a member service representative for more information. Other restrictions may apply.
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