Share

Deposit Rates

Deposit Rates as of October 1, 2017 Print a Copy
Savings Rates
Savings Rates Dividend Rate % APY* % Term Minimum Opening Balance Minimum Balance for APY*
Statement Savings 0.10 0.10 N/A $25.00 $10.00
Teen Statement Savings 0.10 0.10 N/A $25.00 $10.00
Youth Statement Savings 0.10 0.10 N/A $25.00 $10.00
Christmas Club 0.10 0.10 N/A $5.00 $10.00
All Purpose Club 0.10 0.10 N/A $5.00 $10.00
Money Market 0.10 0.10 N/A $1,000.00 $1,000.00
IRA Money Market 0.10 0.10 N/A $10.00 $10.00
Premium Money Market
$1,000 - $24,999.99
0.15 0.15 N/A $1,000.00 $1,000.00
Premium Money Market
$25,000 - $74,999.99
0.20 0.20 N/A   $25,000.00
Premium Money Market
$75,000 - $99,999.99
0.25 0.25 N/A   $75,000.00
Premium Money Market
$100,000 - $149,999.99
0.35 0.36 N/A   $100,000.00
Premium Money Market
$150,000 + above
0.40 0.41 N/A   $150,000.00
Checking Rates
Checking Rates Dividend Rate % APY* % Term Minimum Opening Balance Minimum Balance for APY*
PNCU Perks Checking Account
Balances between $10.00 to $10,000.00 0.74 0.75 N/A $25.00 $10.00
Portion over $10,000.00 0.05 0.75%-0.05%** N/A   $10,000.01
Cost Less NOW Account 0.05 0.05 N/A $25.00 $10.00
NOW Account 0.10 0.10 N/A $500.00 $500.00
Teen NOW Account 0.05 0.05 N/A $25.00 $10.00
Certificate Rates
Certificate Rates Dividend Rate % APY* % Term Minimum Opening Balance Minimum Balance for APY*
3 Month Term Share 0.10 0.10 3 $500.00 $500.00
6 Month Term Share 0.35 0.36 6 $500.00 $500.00
12 Month Term Share 0.50 0.51 12 $500.00 $500.00
18 Month Term Share 0.60 0.61 18 $500.00 $500.00
24 Month Term Share 1.00 1.02 24 $500.00 $500.00
36 Month Term Share 1.05 1.07 36 $500.00 $500.00
48 Month Term Share 1.45 1.48 48 $500.00 $500.00
60 Month Term Share 1.50 1.52 60 $500.00 $500.00
12 Month Term Share IRA 0.50 0.51 12 $250.00 $250.00
18 Month Term Share IRA 0.60 0.61 18 $250.00 $250.00
24 Month Term Share/IRA 1.00 1.02 24 $250.00 $250.00
36 Month Term Share/IRA 1.05 1.07 36 $250.00 $250.00
48 Month Term Share/IRA 1.45 1.48 48 $250.00 $250.00
60 Month Term Share/IRA 1.50 1.52 60 $250.00 $250.00

* APY-Annual Percentage Yield. The Dividend Rate is paid on the entire balance in your account.
** Blended Annual Percentage Yield of 0.40% on a balance of $20,000.00. The APY ranges depending on the balance in the account. A lower APY will be realized for balances over $20,000.00.

Penalty will be imposed for early withdrawals on Term Share accounts; fees and certain conditions may reduce earnings. Rates are subject to change after opening for Variable Rate Accounts. Contact a Credit Union employee for more details. The credit union is federally insured by NCUA. Additional insurance is provided by MSIC.