Business Rates

Checking Rates

Dividend RateAPY*Minimum Opening BalanceMinimum Balance for APY*
Member Business Checking Account0.05%0.05%$25.00$25.00
*Annual Percentage Yield (APY), effective September 4, 2025. The Dividend Rate is paid on the entire balance in your account.

All loan applications are subject to credit union underwriting guidelines and property approval. Consult a tax advisor concerning deductibility of interest. You must be come a member of the Polish National Credit Union if you are granted a loan and must remain a member for the life of the loan. Membership is required. Other restrictions may apply. Please contact a mortgage loan originator for more information.

Savings Rates

Dividend RateAPY*Minimum Opening BalanceMinimum Balance for APY
Member Business Savings Account0.05%0.05%$25.00$25.00
Member Business Money Market
$1,000-$24,999.990.10%0.10%$1,000.00$1,000.00
$25,000-$74,999.990.15%0.15%$1,000.00$25,000.00
$75,000 - $99,999.990.20%0.20%$1,000.00$75,000.00
$100,000 - $149,999.99 0.20%0.20%$1,000.00$100,000.00
*Annual Percentage Yield (APY), effective September 4, 2025. The Dividend Rate is paid on the entire balance in your account.

All loan applications are subject to credit union underwriting guidelines and property approval. Consult a tax advisor concerning deductibility of interest. Membership is attained by opening deposit account and is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact a mortgage loan originator for more information.

Certificate Rates

TermDividend RateAPY*Minimum Opening Balance Minimum Balance for APY
3 months0.05%0.05%$500.00$500.00
6 months0.10%0.10%$500.00$500.00
12 months0.10%0.10%$500.00$500.00
18 months0.15%0.15%$500.00$500.00
*Annual Percentage Yield (APY), effective September 4, 2025. The Dividend Rate is paid on the entire balance in your account. The minimum balance to open a Term Share account is $1,000.00. The minimum balance to earn the stated APY for a Term Share account is $500.00. A penalty may be imposed for early withdrawal. Compounds daily. Fees could reduce earnings. Contact a Credit Union representative for additional information about applicable fees and terms. Offer can be rescinded at any time.

All loan applications are subject to credit union underwriting guidelines and property approval. Consult a tax advisor concerning deductibility of interest. You must be come a member of the Polish National Credit Union if you are granted a loan and must remain a member for the life of the loan. Membership is attained by opening a deposit account and is open to individuals who live, work, worship or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact a mortgage loan originator for more information.
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Your Deposits are Insured in Full

The Credit Union is federally insured by NCUA. Additional insurance is provided by MSIC. Learn more about deposit insurance.

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