Construction Loans

Planning to build your dream home? PNCU offers construction loans for single-family, owner occupied new builds and makes funding your new construction easy and transparent with our experienced, dedicated professional.

How Do Construction Loans Work?

PNCU construction loans are permanent financing loans used for the construction of a new home. These loans feature a single closing and interest only payments during the construction phase. Construction funds will be disbursed as the work progresses, based on periodic lender inspections and per our disbursement schedule.




Benefits of a Construction Loan

  • Flexible programs that are right for you
  • Single-family, owner occupied residency.
  • Competitive rates.
  • Easy application and funding process.

Relationships Built to Last

For more information about accounts and services, find a branch nearest youuse our Contact Form, or call us at (413) 592-9495.

To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut.