| GENERAL | |
| Money Order | $5.00 |
| Treasurers Check | $5.00 |
| Copy of 1099 & 1098 | $5.00 |
| Faxes/Copies Local | $1.00 |
| Faxes/Copies Non-Local | $2.00 |
| Statement Print Service Charge (per Copy) | $5.00 |
| Return Mail Fee (per statement) | $ 5.00 |
| Escheatment Fee | $50.00 |
| Tax Levy Fee (per levy) | $40.00 |
| Lost Passbook Fee | $20.00 |
| IRA Funds Transfer | $50.00 |
| Foreign Check Fee (Payable in U.S. $) | $50.00 |
| Foreign Check Fee (Payable in Non-U.S. $) | $30.00 |
| Research Fee (per hour) | $ 30.00 |
| Inactivity Fee – monthly charge after 365 days of account inactivity | $5.00 |
| Notary Public Services for Non-Members | $1.50 |
| Backup Withholding Fee | $10.00 |
| PNCU-Online Banking and Bill Payment** | No Charge |
| OUTGOING WIRE TRANSFER | |
| Wire Transfer Fee (domestic) | $30.00 |
| Wire Transfer Fee (foreign) | $50.00 |
| INCOMING WIRE TRANSFER | |
| Wire Transfer Fee (domestic) | $10.00 |
| Wire Transfer Fee (foreign) | $15.00 |
| MONEY MARKET ACCOUNTS | |
| Money Market Passbook/Statement Savings - Savings monthly service charge if minimum daily balance of $1000 is not met | $5.00 |
| Premium Money Market Statement Savings - Savings monthly service charge if minimum daily balance of $1000 is not met | $5.00 |
| Reg. D - Excess Debit Fee | $10.00 |
| When the number of transactions allowed by Federal Regulations exceeds certain limits in a monthly cycle you will be charged a fee (in excess of 6 per month). | |
| OVERDRAFT, CHECKS & CHECKING ACCOUNTS | |
| Insufficient Funds Charge | $33.00 |
| Insufficient Funds ACH Debit (per item presented) | $33.00 |
| Insufficient Funds Debit Card Purchase (per item presented) | $33.00 |
| 18-65 Insufficient Funds Charge | $5.00 |
| Uncollected Funds Charge (per item presented) | $33.00 |
| Returned Check Charge | $8.00 |
| Stop Payment (ACH/ Check/ Bill Pay) | $30.00 |
| Check Photo Copy | $5.00 |
| Savings Overdraft Protection Fee (per transfer) | $ 7.00 |
| Perks Checking (Monthly service charge if paper statements are required). | $5.00 |
| ATM and MASTERCARD CHECK CARDS | |
| ATM/Debit Card Replacement Fee | $20.00 |
| Currency Conversion Fee** | 0.20% |
| Cross Border Transaction Fee** | 1.80% |
| EARLY CLOSING PENALTIES | |
| Club Account Early Withdrawal Fee for each withdrawal before end of club year | $10.00 |
| Early Account Closeout Fee for accounts closed before180 days | $25.00 |
| Term Share Account Closeout Fee | |
| * maturity date of one year or less | will impose 90 days of interest |
| * maturity date of more than one year | will impose 180 days of interest |
| SAFE DEPOSIT BOXES | |
| Safe Deposit Box Rentals are available in Granby, Wilbraham and at the Main Office. Sizes will vary by branch, please call for availability. | |
| Safe Deposit Box Late Payment Fee (Payments more than 30 days late) | $10.00 |
| Lost Safe Deposit Key Replacement | $25.00 |
| Safe Deposit Box Drilling Fee | $150.00 |
| Safe Deposit Size | Yearly Fee |
| * 2x5 | $40.00 |
| * 3x5 | $45.00 |
| * 5x5 | $55.00 |
| * 3x10 | $65.00 |
| * 5x10 | $75.00 |
| * 7x10 | $110.00 |
| * 10x10 | $135.00 |
*Monthly service charges do not apply to our Cost Less NOW Account product.
**ATM/Debit Card Currency Conversion Fees only apply to purchases made in non-U.S. currency. ATM/Debit Card Cross Border Transaction Fees only apply to purchases made in which the country of the merchant is different from the country of the cardholder.