| Term | Term | Interest Rate | APR* | Monthly Payment per $1,000 |
|---|---|---|---|---|
| New Automobile Loans, Never Been Titled | Up to 75 months | 4.250% | 4.250% | $17.74 |
| Used Automobile Loans, 2023-2020 Model Years | 24-63 months | 4.250% | 4.250% | $17.74 |
| 64-75 months | 4.500% | 4.500% | $15.32 | |
| 76-84 months | 5.250% | 5.250% | $14.25 | |
| Used Automobile Loans, 2019-2017 Model Years | 24 - 63 months | 4.500% | 4.500% | $17.85 |
| 64-75 months | 4.750% | 4.750% | $15.44 | |
| 76 - 84 months | 5.500% | 5.500% | $14.37 | |
| Used Automobile Loans, 2016-2015 Model Years | 24-48 months | 5.750% | 5.750% | $23.37 |
| New Motorcycle Loans | Up to 60 months | 4.49% | 4.49% | $18.64 |
| Used Motorcycle Loans | ||||
| 2022-2018 Model Years | Up to 60 months | 4.75% | 4.75% | $18.76 |
| 2017 Model Year | Up to 48 months | 4.75% | 4.75% | $22.92 |
| 2016 Model Year | Up to 36 months | 4.75% | 4.75% | $29.86 |
| 2015 Model Year | Up to 24 months | 4.75% | 4.75% | $43.76 |
You must be or become a member of the Polish National Credit Union if you are granted a loan and must remain a member for the life of a loan. Membership is attained by opening a deposit account and is open to individuals who live, work, worship or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact any branch for more information.