Vehicle Loan Rates

TermTermInterest RateAPR*Monthly Payment per $1,000
New or used Automobile Loans, 2021-2018 Model Years24-63 months2.990%2.990%$17.17
64-75 months3.840%3.840%$15.02
76-84 months4.140%4.140%$13.73
Used Automobile Loans, 2017-2013 Model Years24 - 63 months3.590%3.590%$17.44
64-75 months4.390%4.390%$15.27
76 - 84 months4.440%4.440%$13.87
Used Automobile Loans, 2012 Model Years and older 24-63 months4.390%4.390%$17.80
New Motorcycle LoansUp to 60 months3.740%3.740%$18.30
Used Motorcycle Loans
2020-2016 Model YearsUp to 60 months3.990%3.990%$18.41
2015 Model YearUp to 48 months3.990%3.990%$22.57
2014 Model YearUp to 36 months3.990%3.990%$29.52
2013 Model YearUp to 24 months3.990%3.990%$43.42
*Annual Percentage Yield (APY), effective January 1, 2020. Rates shown are based on our credit Tier I and includes a 0.25% discount for Automatic Payment from a Perks Checking Account. Your actual rate may be higher based on your individual credit score. Subject to credit approval. Maximum loan amount for vehicle loan is $100,000 and motorcycle is $50,000. 125% Financing available on New Automobiles. Used Automobile Financing based on NADA Retail Value up to 125% of the Purchase Price. 100% Financing available on New Motorcycles. Used Motorcycle Financing based on NADA Retail Value up to 100% of the Purchase Price

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For more information about accounts and services, find a branch nearest youuse our Contact Form, or call us at (413) 592-9495.

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Important Notice: Our Exchange Street branch will be permanently closed on Thursday, February 6, 2020. Learn more.