| Term | Term | Interest Rate | APR* | Monthly Payment per $1,000 |
|---|---|---|---|---|
| New or used Automobile Loans, 2021-2018 Model Years | 24-63 months | 2.990% | 2.990% | $17.17 |
| 64-75 months | 3.840% | 3.840% | $15.02 | |
| 76-84 months | 4.140% | 4.140% | $13.73 | |
| Used Automobile Loans, 2017-2013 Model Years | 24 - 63 months | 3.590% | 3.590% | $17.44 |
| 64-75 months | 4.390% | 4.390% | $15.27 | |
| 76 - 84 months | 4.440% | 4.440% | $13.87 | |
| Used Automobile Loans, 2012 Model Years and older | 24-63 months | 4.390% | 4.390% | $17.80 |
| New Motorcycle Loans | Up to 60 months | 3.740% | 3.740% | $18.30 |
| Used Motorcycle Loans | ||||
| 2020-2016 Model Years | Up to 60 months | 3.990% | 3.990% | $18.41 |
| 2015 Model Year | Up to 48 months | 3.990% | 3.990% | $22.57 |
| 2014 Model Year | Up to 36 months | 3.990% | 3.990% | $29.52 |
| 2013 Model Year | Up to 24 months | 3.990% | 3.990% | $43.42 |
All loan applications are subject to credit union underwriting guidelines and collateral approval. Consult a tax advisor concerning deductibility of interest. You must be come a member of the Polish National Credit Union if you are granted a loan and must remain a member for the life of the loan. Membership is attained by opening deposit account and is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact a loan originator for more information.