Personal Loan Rates

 TermInterest RateAPRMonthly Payment per $1,000
Unsecured Personal Loans4 Years12.990%12.990%$26.82
*Annual Percentage Yield (APY), effective February 11, 2020. The advertised rate includes a 0.25% discount for Automatic Payment from a Perks Checking Account and is based on our Tier 1 Credit. Subject to credit approval. Your actual rate may be higher based on your individual credit score. Minimum loan amount is $1,500 and maximum loan amount is $7,500. Payment example shown above is based on longest term available.

All loan applications are subject to credit union underwriting guidelines. Consult a tax advisor concerning deductibility of interest. You must be come a member of the Polish National Credit Union if you are granted a loan and must remain a member for the life of the loan. Membership is attained by opening deposit account and is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact a loan originator for more information.
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For more information about accounts and services, find a branch nearest you, use our Contact Form, or call us at (413) 592-9495.

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