*Annual Percentage Yield (APY), effective January 1, 2020. The advertised rate includes a 0.25% discount for Automatic Payment from a Perks Checking Account and is based on our Tier 1 Credit. Subject to credit approval. Your actual rate may be higher based on your individual credit score. Minimum loan amount is $1,500 and maximum loan amount is $7,500. Payment examples above are based on longest term available.