Home Equity Loans & HELOC

If you want the flexibility to borrow money over time, our home equity line of credit is a smart choice for you. It works like a credit card, allowing you to borrow and repay funds over time. You’ll pay interest only on the funds you borrow and will save with a low variable interest rate.

If your borrowing needs require you to receive funds in a lump sum, a home equity loan is what you’ll want. Receive funds all at once and pay a fixed interest rate that ensures your payments stay the same for the life of the loan making budgeting a breeze.

For more information about accounts and services, find a branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495.

To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work, worship or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut. Subject to credit approval. Other restrictions may apply. Applicants subject to complete underwriting based on program guidelines, not all applicants will qualify.