Personal Home Equity

Home Equity

We know life doesn’t always go as planned. A Home Equity Loan from PNCU lets you tap into your home’s equity to manage life’s expenses, like home improvement, college tuition, medical expenses, vacations, and debt consolidation, in an easy, smart way.

Home Equity Lines of Credit

If you want the flexibility to borrow money over time, our home equity line of credit is a smart choice for you. It works like a credit card, allowing you to borrow and repay funds over time. You’ll pay interest only on the funds you borrow and will save with a low variable interest rate.

Home Equity Loans

If your borrowing needs require you to receive funds in a lump sum, a home equity loan is what you’ll want. Receive funds all at once and pay a fixed interest rate that ensures your payments stay the same for the life of the loan making budgeting a breeze.

Relationships Built to Last

For more information about accounts and services, find a branch nearest youuse our Contact Form, or call us at (413) 592-9495.

*To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut. Subject to credit approval. Other restrictions may apply. Applicants subject to complete underwriting based on program guidelines, not all applicants will qualify.

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Important Notice - As of Monday, November 18, 2019 our Exchange Street branch will no longer be open Thursday, Friday or Saturday.