Personal- Unsecured

Personal Loans

Are you in a pinch and need to borrow to manage a major expense, such as medical bills or unexpected expenses? Personal Loans and Credit Cards from PNCU can help you get the money you need – easily and affordably.*

Personal Loan

A reliable, transparent and flexible option to cover some of life’s expenses. PNCU offers options for unsecured loans and secured loans.

  • Competitive rates – Perks Checking members can save even more with a 0.25% rate discount
  • The ability to borrow from $1,500 to $7,500
  • Flexible terms – up to 48 months
  • Easy application process

Credit Cards

At the Polish National Credit Union, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs.

(previously Westfield River Federal Credit Union credit card users)

Relationships Built to Last

For more information about accounts and services, find a branch nearest youuse our Contact Form, or call us at (413) 592-9495.

*To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut. Subject to credit approval. Other restrictions may apply. Applicants subject to complete underwriting based on program guidelines, not all applicants will qualify.

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Important Notice - As of Monday, November 18, 2019 our Exchange Street branch will no longer be open Thursday, Friday or Saturday.