Welcome a new member to Polish National Credit Union.

Recommend Polish National Credit Union to a friend or family member, and when they open a new Perks Checking Account, we’ll deposit $50 into your account.*

Plus, your friend or family member gets $50 too!*

To refer a friend or family member, fill out the information below. You will receive your reward once your friend opens their Perks Checking Account.

Your Information:

Your Name (required)

Address (required)

City (required)

State (required)

Zip Code (required)

Your Email (required)

Last 4 digits of Account # (required)

Your Friend's Information:

Your Friend's Name (required)

Address (required)

City (required)

State (required)

Zip Code (required)

Your Friend's Email (required)

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*Terms and Conditions: This incentive offer is available for a limited time to new and existing Polish National Credit Union (PNCU) members who participate in the Refer a Friend promotion. To qualify, the referring member must have a personal PNCU deposit account in good standing. This offer is limited to one $50 incentive per referred member, with a maximum of six referrals totaling up to $300 per calendar year. The referred member must open a PNCU Perks Checking Account with a minimum deposit of $25 and must not have held a PNCU checking account within the last 180 days, including joint relationships. The referred member opening the PNCU Perks Checking Account must meet all Perks Checking account requirements. The new Perks Checking Account can be opened in a branch or online at pncu.com/refer-a-friend. If opening in a branch, this offer must be mentioned at time of account opening. A $50 incentive will be credited to both the referring member’s primary deposit account and the referred member’s primary deposit account within 30 calendar days of account opening, after verification of eligibility. Each $50 incentive is considered interest income and may be reported on IRS Form 1099. Please consult with a qualified tax advisor for further information. PNCU employees and their immediate family members are not eligible for this promotion. Effective March 13, 2025, the Annual Percentage Rate (APY) for a PNCU Perks Checking Account is 0.24% on balances between $0.01 to $10,000.00. The minimum balance to obtain APY is $10.00. For portions over $10,000.00, the APY will range from 0.24% – 0.05% depending on the balance in the account. The minimum balance to obtain APY is $10,000.01. Blended Annual Percentage Yield of 0.15% on a balance of $20,000.00. The APY ranges depending on the balance in the account. A lower APY will be earned for balances of over $20,000.00. Dividend rate is paid on the entire balance in your account. Rate is subject to change without prior notice. This offer cannot be combined with other offers, is available as of March 13, 2025, and may be withdrawn at any time without prior notice. Other restrictions may apply. For full details, please visit: www.pncu.com/refer-a-friend, visit a PNCU branch or contact us directly. Membership is required.