Savings Page

Savings Accounts

Whether you’re saving for a home, retirement, college or all of the above, we have the right Savings Account for you. Choose from a variety of interest-bearing accounts today and let your money start working for you.

Perks Savings
  • Attractive tier-based interest rates
  • Free eStatements, online banking, mobile banking and bill pay
  • Free mobile deposit capture
  • Must have a Perks Checking Account to be eligible for a Perks Savings Account

Statement Savings

Keep your money safe and accessible with our statement savings accounts. You’ll get a competitive rate, the assurance of deposit insurance protection, and convenient access to your money when you need it.

You can even link your account to your debit or ATM card to make cash withdrawals at ATMs around the world.

Money Market Accounts

Give your savings a boost without sacrificing liquidity or security. Our Money Market Accounts come with competitive tiered interest rates that increase with your balances. Choose from our standard Money Market or Individual Retirement Account (IRA) option if you’re saving for retirement.

Term Shares

Looking for a higher return without the risk? PNCU offers Term Share Certificates to help you lock in competitive rates for guaranteed terms – from 3 to 60 months.  All our Term Share Certificates come with an added benefit – the assurance of deposit insurance protection – making them a smart way to save for long-term goals. You can even use a Term Share Certificate in your IRA Savings.

Our Term Share Certificates offer:

  • Competitive fixed rates
  • Insurance protection
  • Convenient online access

Relationships Built to Last

For more information about accounts and services, find a branch nearest youuse our Contact Form, or call us at (413) 592-9495.

To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut.