Refinance Your Auto/Car & Vehicle Loan Today
Did you know you refinancing isn’t just for mortgages? You can refinance your vehicle loan, too. And, who doesn’t want a lower payment? PNCU offers competitive rates and terms, so we can find the right program for you. Applying is easy and can be completed through our online application within minutes. Apply now to see how much you can save!
The only thing better than saving money on your car payment is saving money on your car insurance. PNCU Insurance Services, LLC. is a local, full-service, independent agency here to help protect you and your family from the unexpected. They offer great coverage, affordable prices and exceptional service that can’t be found at other insurance agencies. With exceptional group discounts and on-site registry of motor vehicle services, PNCU Insurance Services make obtaining car insurance easy.
View Our Rates
| Term | Term | Interest Rate | APR* | Monthly Payment per $1,000** |
|---|---|---|---|---|
| New Automobile Loans- Never Been Titled | Up to 75 months | 5.990% | 5.990% | $16.02 |
| Used Automobile Loans, 2022 and Newer Model Years | 24-63 months | 6.500% | 6.500% | $18.78 |
| 64-75 months | 6.750% | 6.750% | $16.38 | |
| 76-84 months | 7.250% | 7.250% | $15.22 | |
| Used Automobile Loans, 2021-2018 Model Years | 24 - 63 months | 7.500% | 7.500% | $19.25 |
| 64-75 months | 7.750% | 7.750% | $16.86 | |
| 76 - 84 months | 9.000% | 9.000% | $16.09 | |
**Monthly payments per thousand are based upon the longest available term.
You must be or become a member of the Polish National Credit Union if you are granted a loan and must remain a member for the life of a loan. Membership is attained by opening a deposit account and is open to individuals who live, work, worship or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut. Please contact any branch for more information.
Relationships Built to Last
For more information about accounts and services, visit a credit union branch in Western MA near you, use our Contact Form, or call us at (413) 592-9495.