Vehicle

Vehicle Loans

In the market for a new or used vehicle? Yes, we’re talking automobile OR motorcycle. PNCU is here to lend a helping hand, so you can drive away one happy individual.*

New or Used Vehicles

  • Competitive rates on new and used vehicles.
  • Financing of up to $100,000 or 125% of the MSRP.
  • Guaranteed Asset Protection (GAP) insurance for peace of mind and protection.
  • Terms to fit your budget – up to 7 years for new vehicles.
  • Free pre-approvals.

Motorcycle Loans

  •  Your actual rate will be determined by your individual credit score.
  •  Terms of up to 60 months.
  •  Finance up to 100% of MSRP on new motorcycles.
  •  Finance up to 100% of NADA retail value used motorcycles.
  •  Maximum loan amount $50,000.
  •  VSI Insurance Required.

Relationships Built to Last

For more information about accounts and services, find a branch nearest youuse our Contact Form, or call us at (413) 592-9495.

*To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut. Subject to credit approval. Other restrictions may apply. Applicants subject to complete underwriting based on program guidelines, not all applicants will qualify.

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Important Notice - As of Monday, November 18, 2019 our Exchange Street branch will no longer be open Thursday, Friday or Saturday.