Whether you’re purchasing your first home, refinancing the one you’re in, or looking to upgrade or downsize, we are ready to help. With competitive rates and guidance from experienced loan officers, we’ll make your dreams of homeowners a reality.
Buying or Refinancing
Fixed Rate Mortgages
Lock in a guarantee low fixed rate for a fixed term of your choice.
Adjustable Rate Mortgages
If you need extra borrowing power or are looking to save money in the early years of your loan, we offer a range of adjustable-rate mortgages.
First Time Home Buyer
Buying your first home can be stressful. We have the tools and resources to help every step of the way. Whether you’re interested in an Adjustable Rate or Conventional Mortgage, we’ve got the program for you. Plus, PNCU will pay the appraisal fee up to $485.
Specialty Mortgages
Mass Housing Mortgages
If you’re looking to realize the dream of homeownership, but don’t meet the income requirements for a conventional mortgage, we offer affordable loans from the state’s affordable housing bank. These mortgages offer competitive rates and lower down payment options to make homeownership possible.*
Relationships Built to Last
For more information about accounts and services, find a branch nearest you, use our Contact Form, or call us at (413) 592-9495.