Mortgages

Whether you’re purchasing your first home, refinancing the one you’re in, or looking to upgrade or downsize, we are ready to help. With competitive rates and guidance from experienced loan officers, we’ll make your dreams of homeowners a reality.

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or prequalify through our 24/7 online application

Mortgage Specials

Check out our current specials

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Meet our mortgage team

Buying or Refinancing

Fixed Rate Mortgages

Lock in a guarantee low fixed rate for a fixed term of your choice.

Adjustable Rate Mortgages

If you need extra borrowing power or are looking to save money in the early years of your loan, we offer a range of adjustable-rate mortgages.

Specialty Mortgages

First Time Home Buyer

Buying your first home can be stressful. We have the tools and resources to help every step of the way. Whether you’re interested in an Adjustable Rate or Conventional Mortgage, we’ve got the program for you. Plus, PNCU will pay the appraisal fee up to $485.

Relationships Built to Last

For more information about accounts and services, find a branch nearest you, use our Contact Form, or call us at (413) 592-9495.

*To open an account or apply for a loan with PNCU, you must become a member. Membership is attained by opening a deposit account and is open to individuals of all nationalities who live, work or attend school in Hampden, Hampshire, Franklin and Berkshire Counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut. Subject to credit approval. Other restrictions may apply. Applicants subject to complete underwriting based on program guidelines, not all applicants will qualify.

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